Insurance

 

ELIGIBILITY FOR HEALTH, LIFE AND LTD INSURANCE:

 

On the first day following one full month (30 days) of service, full-time employees are eligible for County health, life and LTD insurance.  The health insurance, which includes medical, dental, orthodontia, vision, & prescription coverage is currently provided through Deschutes County/EBMS.  Coverage includes spouse and eligible dependents at a cost of $35 per month (pre-taxed) to the employee.

 

Regular, part-time employees who work a minimum of 20 hours per week (.50 FTE) are eligible to receive insurance coverage, at their option, on a pro-rated cost basis; i.e., an employee who works a 30-hour work week (.75 FTE) would pay the $35 per month premium co-pay plus 25% of the insurance cost (pre-taxed), and the County would pay 75%.

 

See  Plan Document and Summary Plan Description for further information on coverage.

 

LIFE INSURANCE / ACCIDENTAL DEATH & DISMEMBERMENT:

 

Life insurance is equal to the employee’s annual salary, rounded up to the next thousand-dollar amount.  If death is accidental, insurance amount will be doubled with a maximum of $100,000.

 

Spouse and dependent coverage is $5,000.  (Accidental death double coverage does not apply to spouse or dependents).

 

LONG-TERM DISABILITY INSURANCE:

 

LTD coverage begins the first of the month following completion of one full month (30 days) of employment.

 

The policy commences 90 days after the disability occurs, and provides 66 2/3 % of monthly salary, with a maximum benefit of $3,333 per month to age 65.